Ho-Chunk, Inc. knew that in order to create more jobs the company would need additional housing on the reservation. Due to this realization, Ho-Chunk, Inc. purchased Dynamic Homes, an established system built homes manufacturer, as a means to construct affordable housing. The company then discovered a need for a construction company to set the homes which led to the creation of HCI Construction.
The vast majority of Tribal members at the time had never owned their own homes and many had poor credit or no credit to put towards a new home. Ho-Chunk, Inc. evaluated that issue and then created a pre-owned car dealership Titan Motors, on the reservation to charge fair interest rates for Tribal members allowing them to build their credit at a more affordable rate. Ho-Chunk, Inc. then purchased shares in a local bank to offer Tribal members fair financing towards their new homes.
The final addition was a real estate advocate. The advocate’s purpose is to work with Tribal members to establish a budget and to provide them with the knowledge they need to navigate the home buying process: building good credit; finance, insurance and mortgage; home maintenance and more.